Cash Balance Plans
- Defined Benefit Plan: A cash balance plan is a type of defined benefit pension plan that provides a guaranteed benefit at retirement based on a notional account balance.
- Employer Contributions: Employers make periodic contributions to each employee's hypothetical account, which grows at a predetermined interest rate.
- Portability: Cash balance plans are more portable than traditional defined benefit plans, allowing employees to take their accrued benefits with them when they change jobs.
- Hybrid Design: Cash balance plans combine features of both defined benefit and defined contribution plans, providing a middle ground between the two.
Custom Tax Strategies for High-Income & High-Net Worth Individuals
Our team of tax experts specializes in designing innovative qualified plans to help high-income business owners minimize their taxes and grow their wealth.
Modern Qualified Plans - Custom Tax Strategies for High-Income & High-Net Worth Individuals
Unparalleled Expertise
Our team of tax experts, retirement advisors, and enrolled actuaries have 27 years of experience designing innovative qualified plans to help high-income business owners minimize taxes and grow their wealth.
Simple Communication
We are committed to taking complicated tax strategies and making them easy to understand. Our Executive Concierge Team provides a personalized, elevated experience for every client.
Modern Qualified Plans™
Our custom cash balance plan designs address clients' current tax situations and work to mitigate future taxes, earning us an honored reputation as industry leaders.
Easy Partnership, Custom Plans
- Ideal Clients: Business owners with active income over $500,000 who want to contribute $100,000+ per year to a tax-deductible qualified plan.
- Personalized Experience: Our Executive Concierge Team provides a white-glove service to understand your unique needs and design a custom cash balance plan.
- Get Started Today: Request a Modern Qualified Plan Starter Kit to learn how we can help you minimize taxes and grow your wealth.
Retirement Tax Minimization StrategyTM
Designed to reduce income and estate taxes on your qualified plan assets, making them tax-free for your retirement and legacy.
Retirement Tax Minimization StrategyTM
1
Reduce Income Taxes
The Retirement Tax Minimization Strategy is designed to reduce income taxes on your qualified plan assets, making them tax-free for your retirement.
2
Minimize Estate Taxes
By efficiently repositioning assets, the strategy helps hedge against increasing tax rates and reduce estate taxes on your accumulated qualified plan balances.
3
Tax-Free Retirement
The ultimate goal is to make your qualified plan assets tax-free, so you can enjoy a comfortable and worry-free retirement.
