Retirement Savings in the U.S.
Discover the trends and insights behind the average retirement savings in the U.S.
📊 Retirement Savings in Arizona (2024)
✅ 47% of Arizona adults have less than $25,000 saved for retirement
✅ 22% have no retirement savings at all
✅ The median retirement savings for Arizonans is $178,000 —
but the real amount needed to retire comfortably in AZ is $1.1M–$1.3M
✅ 22% have no retirement savings at all
✅ The median retirement savings for Arizonans is $178,000 —
but the real amount needed to retire comfortably in AZ is $1.1M–$1.3M
🔍 Workplace Benefits Gap in Arizona
- Only 54% of Arizona workers have access to an employer retirement plan
- For small businesses (under 100 employees), access drops to 38%
- Because of this gap, Arizona launched state auto-IRA legislation to force retirement access — meaning businesses will soon need a plan or pay fines
💸 Dependence on Social Security in AZ
- 66% of Arizona retirees rely on Social Security for at least half their income
- 19% rely on it as their only income
- Average Social Security check in AZ = $1,741/month
➜ Average Phoenix cost of living for a single retiree = $2,800–$3,200+/month
📈 Cost of Retirement in Arizona is Rising
🔺 AZ ranks Top 10 most expensive states to retire in
🔺 Healthcare + long-term care costs have risen 17% in the last 5 years
🔺 Arizona retirees are living 20–25 years post-retirement — but most only have 6–8 years of savings
🔺 Healthcare + long-term care costs have risen 17% in the last 5 years
🔺 Arizona retirees are living 20–25 years post-retirement — but most only have 6–8 years of savings
🚨 The Bottom Line
Arizona doesn’t just have a retirement problem.
It has a retirement education problem.
It has a retirement education problem.
Most Arizona workers:
- Aren’t offered a 401k
- Don’t understand tax-free income strategies
- Aren’t prepared for rising healthcare + inflation
- Will outlive their money without a modern retirement plan
🔥 Perfect for Your Page Headline Options
🔹 “Most Arizonans will retire broke — unless someone teaches them how money really works.”
🔹 “The average Arizona worker is $900,000 short of retirement. I fix that.”
🔹 “In Arizona, retirement isn’t failing — the system is.”
🔹 “If your school, business, or city isn’t offering no-loss retirement options, your people are unprotected.”
🔹 “The average Arizona worker is $900,000 short of retirement. I fix that.”
🔹 “In Arizona, retirement isn’t failing — the system is.”
🔹 “If your school, business, or city isn’t offering no-loss retirement options, your people are unprotected.”
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All Professional Media Credit to Tosha Ishmon (Ishmon Productions)