Term Life Insurance That Actually Protects the Living — Not Just the Legacy
Real protection for real life — heart attacks, cancer, job loss, medical bills. Coverage you can use while you're still breathing.
The Problem with Traditional Policies
Most term life policies only pay when you die. Mine protect you while you're still here.
Because real life happens before the funeral — heart attacks, cancer, job loss, medical bills, caregiving, disability, and financial chaos don't wait for a death certificate.
So let's be clear:
NOT Old-School Insurance
This is NOT the old-school "just leave a check when you're gone" policy
Living Benefits Included
This is term insurance with living benefits — protection you can use while you're still breathing
Full Funeral Concierge
If you qualify for $250K+ coverage, you also get a full funeral concierge service included (Everest Package)
You get income protection while alive. Family protection when gone. One policy. No games. No surprises.
Choose Your Level of Protection
Trendsetter Super
Traditional term — but smarter.
- Coverage: $25K to $10M+
- Ages 18–80
- Terms: 10, 15, 20, 25, 30 years
- Fast no-medical approval up to $2M
- Terminal illness rider included (free)
→ Perfect if you just want high coverage for low cost.
Trendsetter LB (Living Benefits)
Term life that pays you if life hits hard.
- Coverage: $25K to $2M
- Includes Chronic, Critical AND Terminal Illness benefits
- Access your OWN death benefit while alive — tax-free
- Use for: stroke, cancer, heart attack, paralysis, organ failure & more
→ Life insurance that helps you survive — not just your family.
💡 If you're alive but can't work — this policy pays you like a paycheck.
If You Qualify for $250K+ Coverage — You Also Get This:
✅ Funeral Concierge Package (Everest)
included at $0 cost
- 24/7 funeral advisor & price negotiator
- Family support so NO ONE is planning under stress
- Will + Power of Attorney tools
- Secure "My Wishes" vault
- Funeral cost comparison + negotiation (saves families THOUSANDS)
- Claims paid in as little as 48 hours
Translation: Your family won't be Googling funeral homes while grieving. Everything is handled. No guesswork. No pressure. No debt.
Why Term Life Still Matters (Even If You Have Work Benefits)
Because employer coverage disappears when you quit, get laid off, or retire. This policy stays with YOU — not the job.
Because GoFundMe is NOT a financial plan.
Because medical trauma hits savings faster than death does.
Because you don't buy life insurance for you — you buy it for the people who can't replace you.
Who This Is For
✅ Parents
✅ Homeowners
✅ Breadwinners
✅ Business owners & partners
✅ Anyone who doesn’t want their family left with bills, debt, or chaos
✅ People who want protection now, not just a payout later
✅ Homeowners
✅ Breadwinners
✅ Business owners & partners
✅ Anyone who doesn’t want their family left with bills, debt, or chaos
✅ People who want protection now, not just a payout later
Quick Facts
⏱️ No medical exam required for many approvals
📲 Instant quotes, same-day applications
💰 Rates stay locked in — no surprise price hikes
🛑 No penalty for using benefits early
⚡ Claims paid in as little as 2 business days
📲 Instant quotes, same-day applications
💰 Rates stay locked in — no surprise price hikes
🛑 No penalty for using benefits early
⚡ Claims paid in as little as 2 business days
Let’s Be Honest…
You insure your car.
You insure your phone.
You insure packages you order on Amazon.
You insure your phone.
You insure packages you order on Amazon.
But the one thing your family can’t replace?
That’s the one thing most people delay protecting.
That’s the one thing most people delay protecting.
Not here. Not anymore.
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All Professional Media Credit to Tosha Ishmon (Ishmon Productions)