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Fix & Flourish™
Your Partner in Protection, Wealth, and Legacy — Not Just Another Insurance Agent
I don’t just sell policies.
I help schools, businesses, and families build tax-free wealth, protected income, and generational security—all without market risk and without confusing financial noise.
Whether you're running a district, company, or household, I become your licensed insurance + retirement partner—the one who makes sure your people are protected, your employees are educated, and your future is secure.
Why Arizona Is the Heart of My Work
Yes, I’m licensed in 12 states — but Arizona is home.
I was born here, I serve here, and I’m committed to rewriting the financial future of the communities that built me.
Arizona is growing fast — new families, expanding districts, booming businesses, and communities who deserve access to wealth tools, not just insurance quotes. That’s why I show up differently:
✅ I partner directly with Arizona schools, districts, and companies as a benefits vendor
✅ I bring free financial literacy workshops to staff, students, and families
✅ I help Arizona residents build tax-free wealth and protected retirement income
✅ I offer life insurance strategies that create generational security — not debt
✅ I focus on closing financial gaps in Black, Brown, and underserved communities statewide
This isn’t just business — it’s personal.
Arizona raised me, so I’m building a legacy in Arizona, for Arizona.
If you're an Arizona district, school, business, city program, nonprofit, or community leader —
I’m the partner who brings modern financial solutions, no-cost education, and long-term protection to your people.
Licensed Across 12 States — Rooted in Arizona, Serving Boldly Everywhere
AZ • CO • FL • KS • OH • MD • MI • NM • SC • TN • TX • UT
✅ Individuals & Families
✅ Schools & Districts
✅ Businesses & HR Teams
✅ Community Orgs & Employee Groups
If you have people you care about—I have a way to protect and grow what matters.
What I Provide
✅ Life Insurance (Term + Permanent)
✅ Indexed Universal Life (IUL) — build wealth tax-free
✅ Fixed Indexed Annuities — lifetime retirement income, no market losses
✅ Final Expense Plans — peace for families, dignity for transitions
✅ Employee / Staff Benefits Programs
✅ Vendor partnerships for schools, districts, and companies
➡ Yes, I can be your designated benefits provider
➡ Yes, I do full staff financial literacy sessions for free
➡ Yes, I handle both individual + group enrollment
Why Schools & Businesses Partner With Me
Because you want more than a policy.
You want:
✔ A benefits partner, not a salesperson
✔ Modern alternatives to 401(k)s that don’t lose money
✔ Education-first guidance for your staff or community
✔ Solutions that build loyalty, retention, and financial stability
✔ A licensed professional who actually teaches what the banks and HR don’t
The Products That Change Futures
Tax-free retirement | No market losses | Living benefits | Legacy protection
The strategy wealthy families use — now accessible to everyone you serve.
✅ Guaranteed income for life
✅ Never lose money to market drops
✅ Higher earning potential than CDs, savings, or 401(k)s
The retirement plan that doesn’t gamble with your future.
Simple. Affordable. Fast approval.
Perfect for families building their financial foundation.
No medical exams. No stress. No debt left behind.
Why I Do It Differently
🖤 Education first. Policy second.
🖤 Zero-pressure, zero-confusion approach
🖤 Free workshops for your employees, students, or community
🖤 Transparent pricing — you’ll always know how everything works
🖤 My business grows through referrals, not sales quotas
I don’t do “traditional insurance sales.”
I build financial confidence that lasts.
If You're a Business, School, or District
You can partner with me to:
✔ Offer modern retirement + life protection as a vendor benefit
✔ Bring free financial education to your staff, students, or families
✔ Give employees real wealth strategies, not just a 401(k) flyer
✔ Add no-cost supplemental protection to your benefits package
➡ I do the education.
➡ You get the credit for bringing solutions.
If You're an Individual or Family
You can work with me 1-on-1 to:
✔ Build tax-free wealth
✔ Protect and grow money without market risk
✔ Fund college, retirement, or legacy with one policy
✔ Replace outdated 401(k) thinking with smarter strategies
✔ Secure your future with no-fee, no-stress guidance
Ready to Protect Your People and Your Future?
✅ Schedule a free consultation
✅ Request vendor partnership details
✅ Book a free workshop for your school or business
✅ Get a custom quote with zero pressure
Meet Your Licensed Insurance Agent
I specialize in:
  • Indexed Universal Life (IULs)
  • Fixed Indexed Annuities
  • Term Life Insurance
  • Final Expense Protection
  • Retirement + Legacy Planning for Individuals, Schools, and Businesses
I bring protection, strategy, education — and zero pressure.
You bring your goals.
Together, we build generational security.
I’m not just an agent — I’m the strategist you call when you’re done guessing and ready to protect your future with intention.
Experience You Can Feel, Not Just Read on Paper
I’m licensed across multiple states with a deep focus on Arizona — and I bring real expertise, not scripts. You get guidance from someone who understands the laws, the markets, the money moves, and the gaps most families and businesses don’t even know exist.
No Pressure. No Sales Games. Just Clarity.
I don’t push policies — I build protection plans. You get transparent answers, smart strategies, and options that actually make sense for your life, your business, and your goals.
Ask Me Anything — And Get the Real Answer
Whether you’re comparing IULs vs 401(k)s, trying to secure tax-free retirement income, or making sure your family isn’t left with bills and stress — I break it down clearly so you can make confident, informed decisions.
Licensed professional with extensive experience focused on Arizona and surrounding states, bringing deep market knowledge and proven expertise to every client relationship.
Transparent Advice
Committed to honest, straightforward guidance and personalized service that puts your needs first—no pressure, no hidden agendas, just clear solutions.
Ready to Help
Available to answer all your questions about IULs, annuities, term life, and final expense policies with patience and expertise.
Connect with Portia BOLDHer SHE-EO
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All Professional Media Credit to Tosha Ishmon (Ishmon Productions)